Credit rating concept

How many credit reporting agencies are out there?

Below is a list of consumer reporting companies updated for 2016.1 Consumer reporting companies collect information and provide reports to other companies about you. These companies use these reports to inform decisions about providing you with credit, employment, residential rental housing, insurance, and in other decision making situations. The list below includes the three largest nationwide consumer reporting companies and several specialty reporting companies that focus on certain market areas and consumer segments. The list gives you tips so you can determine which of these companies may be important to you. It also makes it easier for you to take advantage of your legal rights to (1) obtain the information in your consumer reports, and (2) dispute report inaccuracies with companies as needed.

Who can see your consumer credit report?
Consumer reporting companies must follow legal restrictions but generally can provide consumer credit reports and scores to an array of businesses, including:

  • Lenders (including those that offer credit cardshomepaydayauto (including auto leasing) and student loans). This list is current as of January 2016. It includes entities that have identified themselves as consumer reporting companies, or have indicated when they provide consumers access to their personal consumer reports. The list incorporates information from the companies’ own self-descriptions that has not been independently verified by the Bureau. This list doesn’t cover every company in the industry. It is not intended to be all-inclusive. Nor does it reflect determinations as to whether any particular entity is subject to the Fair Credit Reporting Act or any part thereof. Furthermore, presence on, or absence from, this list does not indicate whether the consumer reporting company is subject to the Bureau’s supervisory or enforcement authority. To provide your suggested corrections or additions to the list, contact the Bureau at info@consumerfinance.gov and include “Attn: Jonah Kaplan” in the subject line.
  •  Employers and others such as government agencies (employment and background screening)
  • Landlords and residential real estate management companies (tenant screening)
  • Banks, credit unions, payment processors and retail stores that accept personal checks (check screening)
  • Companies that market and sell products and services to low-income consumers and subprime credit applicants, such as short-term lending and rent-to-own businesses among others
  • Debt buyers and collectors (e.g., medical debt collectors)
  • Insurance companies (healthlifeproperty insurance screening)
  • Communications and utility companies (e.g., mobile phone; pay TV, electric, gas, water for utility bill repayment screening)
  • Retail stores for product return fraud and abuse screening; as well as retail stores that offer financing such as appliance and rent-to-own businesses, among others
  • Gaming casinos that extend credit to consumers

You can get rejected without warning
With the exception of employment screening, users of consumer reports generally do not warn you in advance if they are about to take an adverse action against you based in whole or in part on your consumer report. Outside of employment screening, adverse action notifications are provided after the fact, say, when you have already been rejected for a home loan, residential rental property or auto lease. The accuracy and completeness of your personal reports, therefore, is extremely important. The first step is to review them to ensure they are accurate and complete. A key purpose of this list is to provide the information you need, so you can decide for yourself which reports are important to you, and are worth requesting and fact- checking.

How to request a report
Under the Fair Credit Reporting Act (FCRA), all consumer reporting companies are required to provide you a copy of the information in your report if you request it. Many must do so every twelve months for free upon your request. Additionally, they must give you a free copy of your information if you request it if an adverse action is taken against you based on information in your report from that company and under other specific circumstances. All consumer reporting companies must provide you with a copy of your information for a reasonable fee (for calendar year 2016, the maximum allowable fee remains unchanged at $12.00). Requesting copies of your own consumer reports does not hurt your credit scores. For companies required to provide the information in your report for free annually upon request, they must do so within fifteen days of receiving your request.

Not every consumer reporting company will have information on every consumer. A specialty reporting company that reports on insurance claims, for example, will likely not have information about you if you have never filed an insurance claim. Also, some consumers with limited and/or out-of-date credit histories may not have enough information for reporting companies to have reports about them. You may be one of those consumers, although if you are making purchases using credit, it’s unlikely.

You can get most reports from the companies in this list for free
Most of the companies in this list will provide your information to you for free. We tell you which do. A few companies in the list will also provide you with a consumer score if you request it. We tell you which of those do too. To order your report from a company listed below, click on the company link we provide. Some companies have separate forms for requests by postal mail. We provide links to those forms for you too.

Know when to check a report
It’s important to fact-check your credit reports from the largest three nationwide consumer reporting companies (Equifax, Experian, TransUnion) every twelve months to ensure they are accurate, especially if you intend to purchase a home or car with credit, or otherwise intend to apply for credit in the future. If you are applying for a job, lease (home or auto) or insurance policy, fact-check specialty reports to ensure there are no errors. We give you detailed tips on when best to check your specialty report in the sections below as appropriate. Finally, if you have been a victim of identity theft, fact-check your reports.

You have the right to dispute the information in your report
If you find information in your consumer reports that you believe is inaccurate or incomplete, you have the legal right to dispute the report’s content with the consumer reporting company and the company that furnished the information to the reporting company such as your lender. Under the FCRA, companies must conduct – free of charge – a reasonable investigation of your dispute. The company that has provided the incorrect information must correct the error, and notify all of the consumer reporting companies to whom it provided the inaccurate information.

Of course, if your information is current and accurate, even if negative, you will not be able to remove it. Some companies may claim that they can remove negative information, but if the information in your report is accurate and current – beware! – it’s probably a credit repair scam.

You can learn more about disputing a reporting error on our website, and what to do if you see the same error in more than one report. You can also submit a complaint to us. We will forward your complaint to the company and work to get you a response.

We’re here if you have complaints about your report
We handle consumer reporting complaints about report accuracy and completeness errors, and other consumer reporting topics, such as, if you are dissatisfied with a company’s investigation of an earlier dispute, if you believe your consumer report was used improperly, if you have problems getting access to your own consumer reports, or if you are dissatisfied with direct-to- consumer reporting products and services, such as credit monitoring and identity protection.

We also handle complaints about credit repair. Visit our website to see if a company listed below appears in our Consumer Complaint Database. There you can learn more about what consumers are saying about – and how companies are responding to –these important issues.

Nationwide consumer reporting companies

Equifax, Experian and TransUnionThese are the three largest nationwide providers of consumer reports. Their reports contain: Information about your re-payment history (as submitted by credit card companies, home and auto lenders (and leasing companies), and other creditors). Experian also reports some positive rent payment data, i.e., payments that are made as agreed between tenants and landlords. See Experian RentBureau below for more information).

Website: AnnualCreditReport.com
Phone: 877-322-8228
Address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281

  • How much credit you have.
  • How much credit you use.
  • Information from debt buyers and collectors including medical debt.
  • Public information, like bankruptcies, liens and judgments.

Free report: Each of these companies will provide one free credit report every 12 months if you request it.

AnnualCreditReport.com will route you to any of the three nationwide reporting companies you select. Before giving you a copy of your report, each of these three reporting companies will ask you a few detailed questions to authenticate your identity. These questions are designed to be those only you can answer. They might be questions such as asking you to verify information about an existing or closed loan. The question could ask you to identify a street address where you have never lived and you would respond that it was not an address where you lived. The purpose of these questions is to protect the security of your information.

They might be questions such as asking you to verify information about an existing or closed loan. Or you could get a question to identify a street address where you have never lived. The purpose of these questions is to protect the security of your information.

If you run into difficulty getting your free Equifax, Experian or TransUnion annual credit report(s) from AnnualCreditReport.com or its toll-free phone number provided above, try contacting the respective institution(s) directly for help:

Equifax, (800) 525-6285 (Option 6)

Experian, (888) 397-3742 (Option 1 followed by Option 1)

TransUnion, (800) 680-7289 (Option 2)

Employment Screening
Employment screening companies provide verification information such as credit, employment, salary and education and professional license verification to employers and others. They may also provide criminal and fingerprint information from criminal record databases; driving record information; drug and alcohol testing and health screening information; and non-profit and volunteer activity verification. Many employment screening companies won’t have information on you unless you authorized an employer or other end-user to obtain a report. If possible, when you give your authorization, ask for the name(s) of the employment screening company being used. Contact those reporting companies to fact-check your reports.

Accurate Background Conducts background screening services.
Website: accuratebackground.com  
Phone: 800-216-8024  
Address: Accurate Background, Inc. Dispute Department 7515 Irvine Center Drive Irvine, CA 92618

American DataBank Conducts background screening services.
Website: Americandatabank.com  
Phone: 800-200-0853  
Address: American DataBank 110 Sixteenth Street, 8th Floor Denver, CO 80202

backgroundchecks.com Provides background screening services.  backgroundchecks.com is affiliated with General Information Services, Inc. (GIS). |
Website backgroundchecks.com  
Phone 866-265-6602
Address backgroundchecks.com Attn: consumer relations department P.O. Box 353 Chapin, SC 29036

EmployeeScreenIQ Provides employment screening services. EmployeeScreenIQ is a SterlingBackcheck company.  
Free report:
 The company will provide one free report every 12 months if you request it.
Website EmployeeScreen.com  Phone 800-235-3954 (Option 5)  Address EmployeeScreenIQ P.O. Box 22627 Cleveland, OH 44122

First Advantage Corporation (and Verifications, Inc.) Provides background screening services. Verifications, Inc. is part of First Advantage Corporation.   Free report: The company will provide one free report every 12 months if you request it
Website FADV.com  Phone 888-215-3727  Address First Advantage Consumer Center P.O. Box 105292 Atlanta, GA 30348-5292

General Information Services, Inc. (GIS) Provides background screening services.   Free report: The company will provide one free report every 12 months if you request it.
Website GenInfo.com  Phone 800-265-4917  Address General Information Services Attn: consumer relations department P.O. Box 353 Chapin, SC 29036

HireRight Provides background screening services.   Free report: The company will provide one free report every 12 months if you request it. |
Website HireRight.com  Phone 800-381-0645  Address HireRight, LLC Attn: Consumer Compliance Department 14002 E. 21st Street, Suite 1200 Tulsa, OK 74134

Info Cubic Provides background screening services.
Website Infocubic.com Request report form  Phone 877-360-4636  Address Info Cubic LLC 9250 E. Costilla Ave., Suite 525 Greenwood Village, CO 80112

IntelliCorp Provides employment histories and criminal histories. IntelliCorp is a subsidiary of Verisk Analytics.
Website Intellicorp.net Request report form  Phone 866-202-1436  Address IntelliCorp Records, Inc. 3000 Auburn Drive, Suite 410 Beachwood, OH 44122

OPENonline Provides employment screening services.
Website OPENonline.com Request report form  Phone 888-381-5656  Address OPENonline, LLC Attn: Compliance PO Box 549 Columbus, OH 43216-0549

Pre-employ.com Provides employment background reports. Free report: The company will provide one free report every 12 months if you request it.
Website Pre-employ.com  Phone 800-300-1821 (extension 199)  Address Pre-employ PO Box 491570 Redding, CA 96049

SterlingBackcheck Provides employment screening services.  SterlingBackcheck is legally known as Sterling Infosystems, Inc.   Free report: The company will provide one free report every 12 months if you request it.
Website sterlingbackcheck.com Request report form  Phone 877-424-2457  Address SterlingBackcheck ATTN: Consumer Reports 6111 Oak Tree Blvd. Independence, OH 44131

Trak 1 Provides background screening services.
Website Trak-1.com Request report form  Phone 918-779-7000  Address Trak-1 Consumer Report Request 7131 Riverside Parkway Tulsa, OK 74136

The Work Number Provides employment and income information. It includes data collected from large private sector payroll processors. The Work Number provides this information to employers. It also provides this information to government agency clients to determine, for example, an applicant’s social service eligibility, or, say, to inform child support collections and enforcement.  Equifax Workforce Solutions, also known as TALX Corporation, operates The Work Number. TALX is a wholly owned subsidiary of Equifax.   Free report: The company will provide one free report every 12 months if you request it.
Website TheWorkNumber.com  Phone 866-604-6570  Address Equifax Workforce Solutions ATTN: EDR 3470 Rider Trail South Suite 337 Earth City, MO 63045

Tenant Screening
If you are applying as a tenant for a residential property, you may want to ask the management company whether it will be pulling your consumer report(s). If the answer is yes, ask for the consumer reporting company name(s). Contact those companies to fact-check those reports and fix them as needed. A tenant screening report with negative information in it could result in a rejected lease application, or it may get approved, but with tough conditions inserted into the lease agreement such as requiring you to pay twelve months of rent in advance of your move-in date. As such, if you can, consider holding off on submitting your application until you can fact- check your reports.

Contemporary Information Corp. (CIC) Conducts background screening services for landlords and residential real estate management companies. Information includes eviction and criminal background data. |
Website CICreports.com  Phone 800-288-4757 (Option 5)  Address CIC Reports Consumer Relations 42913 Capital Drive, Unit 101 Lancaster, CA 93535

CoreLogic SafeRent Collects and reports comprehensive information about landlord-tenant actions (such as prior evictions), address history, public background check (to identify prior criminal and court judgments, including prior prison sentences, presence on government-managed sex offender and known terrorist databases).   Free report: The company will provide one free report every 12 months if you request it.
Website SafeRentConsumer Request report form  Phone 888-333-2413  Address CoreLogic SafeRent, LLC Consumer Relations Department P.O. Box 509124 San Diego, CA 92150

Experian RentBureau Collects rent payment history data from property owners and residential real estate managers, electronic rent payment services and collection companies, and makes that information available to the multifamily housing industry through tenant screening reporting companies. Experian also includes some positive rent data it receives from ExperianRentBureau in its standard credit reports. Positive rent data refers to payments that are paid as agreed between tenants and landlords. It excludes derogatory rental data, i.e., delinquent and defaulted rent payment history, because debt collectors already report that data directly to consumer reporting companies. See Experian above for more information.  Free report: The company will provide one free report every 12 months if you request it.
Website experian.com/rentbureau Request report form  Phone 877-704-4519  Address Experian RentBureau P.O. Box 26 Allen, TX 75013

First Advantage Corporation Resident History Report Provides background screening services.   Free report: The company will provide one free report every 12 months if you request it. |
Website FADV.com Request report form  Phone 888-215-3727  Address First Advantage Consumer Center P.O. Box 105292 Atlanta, GA 30348-5292

LeasingDesk (Real Page, Inc.) Provides data for tenant screening.
Website RealPage.com Request report form  Phone 866-934-1124  Address Real Page, Inc. LeasingDesk Consumer Relations 4000 International Parkway Carrollton, TX 75007

Screening Reports, Inc. Provides background screening services nationally to the multifamily housing industry. Offers screening services for affordable, conventional and student housing properties. Services consist of previous rental verification and employment verification, consumer credit reports, landlord tenant eviction reports, criminal reports sex offender reports and foreign asset compliance (OFAC search). | Website ScreeningReports.com  Phone 866-389-4042  Address Screening Reports, Inc. 220 Gerry Drive Wood Dale, IL 60191

Tenant Data Services Collects and provides rental performance history such as data on damages, unauthorized pets, lease violations and missed payments. 
Website TenantData.com  Phone 800-228-1837 (Option 6)  Address Personal Report Request Tenant Data Services, Inc. P.O. Box 5404 Lincoln, NE 68505-0404

TransUnion Rental Screening Solutions Collects and provides tenant screening and verification data for independent landlords and residential real estate management companies. 
Website mysmartmove.com  Phone 888-387-1750 or 866- 775-0961  Address TransUnion Rental Screening Solutions, Inc. Attn: Escalations Dept. 6430 South Fiddlers Green Circle, Suite 500 Greenwood Village, CO 80111

Check and Bank Screening
If you have been a victim of bank and/or check writing fraud, or have had prior difficulties opening or closing a bank account (such as being denied an account), fact-check your check and bank screening report(s) and fix them as needed. This applies especially if you are about to open a new bank and/or checking account.

Certegy Check Services Collects check writing histories and provides check screening services primarily for retail merchants and gaming establishments who accept checks as payment.  Certegy is affiliated with Fidelity National Information Services, Inc. (FNIS).   Free report: The company will provide one free report every 12 months if you request it.
Website AskCertegy.com  Phone 866-543-6315  Address Certegy Check Services Inc. P.O. Box 30296 Tampa, FL 33630-3296

ChexSystems Provides account verification services primarily for financial institutions. Collects and reports data on checking account applications, openings, and closures, including reasons for account closure. When you apply for a new checking account many banks and credit unions will refer to this database to help inform whether to approve your new account.  ChexSystems is affiliated with Fidelity National Information Services, Inc. (FNIS).   Free report and score: 
Website ConsumerDebit.com Request report form Request score form  Phone 800-428-9623  Address ChexSystems, Inc. Attn: Consumer Relations 7805 Hudson Road, Suite 100 Woodbury, MN 55125

Early Warning Services Assists financial institutions, check acceptance companies such | as retail merchants, payment processors and other financial entities in detecting and preventing fraud associated with bank JPMorgan Chase and Wells Fargo. Free reportThe company will provide one free report every 12 months if you request it.
Website Earlywarning.com  Phone 800-325-7775 accounts and payment transactions. | Address: 16552 North 90th Street, Suite 100 Scottsdale, AZ 85260

TeleCheck Services Assists retailers, financial institutions and other businesses in reducing fraud and other risks associated with accepting payments and opening accounts using check writing, and other checking account related information. Free report: TeleCheck is a wholly owned subsidiary of First Data. The company will provide one free report every 12 months if you request it. 
Website FirstData.com/telecheckPhone 800-366-2425 Address Telecheck Services, Inc. Attn: Resolutions Corporation. Department-FA P.O Box 4514 Houston, TX 77210-4514

Personal property insurance
Fact-check your specialty insurance report before applying for insurance.

C.L.U.E. Inc. (Personal Property & Auto Reports) Collects and reports information on insurance coverage, losses associated with individuals and their personal property, as well as automobile insurance coverage and losses.  C.L.U.E. Inc. is affiliated with LexisNexis Risk Solutions.   Free report: The company will provide one free report every 12 months if you request it. 
Website personalreports.lexisnexis. com Request report form  Phone 866-312-8076  Address LexisNexis Consumer Center C.L.U.E. Inc. P.O. Box 105295 Atlanta, GA 30348-5295

Drivers History Provides reports to its insurance clients containing information and data collected from open public sources and governmental agencies regarding driving violations issued to specific individuals.  TransUnion has an 87.5% majority ownership interest in Drivers History. |
Website DriversHistory Phone 855-694-1555  Address Drivers History FCRA P.O. Box 4010 Cherry Hill, NJ 08034

Insurance Information Exchange (iiX) Collects and reports motor vehicle records, including traffic violation data to insurance providers and prospective employers. The company also provides employment and |  
Website IIX.com Request report form  Phone 866-560-7015 education verification services.  Insurance Information Exchange is a subsidiary of Verisk Analytics, Inc. | Address iiX Attn: Valerie Coones 1716 Briarcrest Drive, Suite 200 Bryan, TX 77802

Insurance Services Office, Inc. (ISO) (A-PLUS Property Reports) Collects and reports insurance claims and loss information data associated with homes or commercial buildings. You are entitled to full disclosure of any data regarding your own claims that may be in the A-PLUS database.  ISO is a subsidiary of Verisk Analytics, Inc.
Website ISO A-PLUS property  Phone 800-709-8842  Address A-PLUS Consumer Inquiry Center (ISO) 545 Washington Boulevard, FL 22 Jersey City, NJ 07310-1686

Medical
Fact-check your medical specialty report before applying for private life, health, critical illness, long-term care or disability income insurance.

MIB, Inc. Collects information about medical conditions and hazardous avocations with your authorization. It reports this information to life and health insurance companies to assess your risk and eligibility during the underwriting of individual (rather than as a member of a group) life, health, disability income, critical illness, and long-term care insurance policies. Generally, you will not have an MIB consumer report unless you applied for individually underwritten life or health insurance at a MIB member insurance company within the past seven years.  MIB, Inc. is a subsidiary of MIB Group, Inc.   Free report: The company will provide one free report every 12 months if you request it. 
Website MIB.com Request report form  Phone 866-692-6901  Address MIB, Inc. 50 Braintree Hill Park, Suite 400 Braintree, MA 02184

Milliman IntelliScript Collects information on your prescription drug purchase history. You may have a prescription report about you if you authorized the release of your medical records to an insurance company and that company submitted a request to Milliman.
Website RXHistories.com Request report form  Phone 877-211-4816  Address Milliman IntelliScript 15800 Bluemound Road, Suite 100 Brookfield, WI 53005

Low-income and subprime
Clarity Services Collects and provides information on payday loans, installment loans, auto loans (and leasing), check cashing services, rent-to- own transactions, telecommunication account openings, and financial services with an emphasis on the low-income and subprime consumer market segments.   Free report: The company will provide one free report every 12 months if you request it.
Website ClarityServices.com Request report form  Phone 866-390-3118  Address Clarity Services P.O. Box 5717 Clearwater, FL 33758

DataX Collects and provides payment history regarding subprime consumers.   Free report: The company will provide one free report every 12 months if you request it. 
Website DataX.com Request report form  Phone 800-295-4790  Address Data X, Ltd. Attn: Customer Service 325 E. Warm Springs Road, Suite 202 Las Vegas, NV 89119

FactorTrust Collects loan performance information on underbanked consumers to provide predictive credit data, analytics and risk scoring solutions to short-term lenders, installment lenders, nonprime auto lenders (and leasing companies) and other subprime credit providers.   Free report: The company will provide one free report every 12 months if you request it.
Website factortrust.com Request report form Phone 866-910-8497  Address FactorTrust, Inc. P.O. Box 3653 Alpharetta, GA 30023

MicroBilt / PRBC Provides consumer credit information, bill payment information, employment information, bank account data, property records, court judgments, address and phone information on low-income and subprime consumers to businesses that offer short term, rent-to-own, auto, retail and consumer finance lending.   Free report and score: The company will provide one free report every 12 months if you request it. Upon request, a free score, if available, will be provided with the report.
Website PRBC MicroBilt.com Request report form  Phone 888-222-7621  Address MicroBilt / PRBC Attn: Compliance Department P.O. Box 440693 Kennesaw, GA 30160

CoreLogic Teletrack Collects consumer information about, and provides data to, payday lenders, rent-to-own businesses, furniture stores that offer financing, auto finance and leasing companies, high risk consumer finance businesses, subprime home lending businesses, subprime credit card issuers, banks, credit unions, cable/telecom companies and debt buyers/collectors.  Teletrack is affiliated with CoreLogic.   Free report: The company will provide one free report every 12 month if you request it. 
Website Teletrack.com Request report form  Phone 877-309-5226  Address CoreLogic Teletrack P.O. Box 509124 San Diego, CA 92150 Attention: Consumer Disputes Department

Supplementary Reports
CoreLogic Credco Collects and reports personal data such as property ownership and home loan obligation records; property legal filings and tax payment sta2tus; rental applications and collection accounts; consumer bankruptcies, liens, judgments, and child support obligations.   Free report: The company will provide one free report every 12 months if you request it. |
Website Credco.com  Phone 800-637-2422 (Credit Report inquiries); 877-532-8778 (CoreLogic Credco Consumer File inquiries)  Address CoreLogic Credco, LLC P.O. Box 509124 San Diego, CA 92150

Innovis Collects and provides reports to assist with fraud detection and prevention.   Free report: The company will provide one free report every 12 months if you request it. | 
Website Innovis.com  Phone 800-540-2505  Address Innovis Consumer Assistance P.O. Box 1689 Pittsburgh, PA 15230-1689

LexisNexis Risk Solutions Collects information from public records and multiple proprietary data sources. This includes items such as real estate transaction and ownership data, lien, judgment, and bankruptcy records, professional license information, and historical addresses on file.   Free report: The company will provide one free report every 12 months if you request it.
Website personalreports.lexisnexis.com Request report form and Instructions  Phone 866-897-8126  Address LexisNexis Consumer Center Attn: Full File Disclosure P.O. Box 105108 Atlanta, GA 30348-5108

SageStream Formerly known as IDA, Inc., this reporting company collects information from, and provides supplementary consumer reports to, auto lenders, credit card issuers, retailers, utilities and mobile phone service providers among other service providers.  SageStream is a subsidiary of ID Analytics, LLC.   Free report: The company will provide one free report every 12 months if you request it.
Website SageStream Request report form  Phone 888 395-0277  Address SageStream, LLC Consumer Office P.O. Box 503793 San Diego, CA 92150

Utilities
National Consumer Telecom & Utilities Exchange Collects information on new telecom and utility connect requests, account and payment histories, defaults, and fraudulent accounts associated with telecommunications, pay TV, and utility (electric, gas, water) services. The NCTUE reports this information to companies in the telecommunications, utilities and pay TV industries to help companies manage the credit risk of their current and potential new customers.   Free report: The company will provide one free report every 12 months if you request it. |
Website NCTUE.com  Phone 866-343-2821  Address NCTUE Disclosure Report P.O. Box 105161 Atlanta, GA 30348

Retail
The Retail Equation Monitors and reports to merchants retail product return and exchange fraud and abuse.
Website theretailequation.com  Phone 800-652-2331  Address The Retail Equation P.O. Box 51373 Irvine, CA 92619-1373

Gaming
Certegy Gaming Services Provides gaming establishments with data and analytics to help its clients make decisions on extending marker credit to consumers.  Certegy is affiliated with Fidelity National Information Services, Inc. (FNIS).   Free report and score: The company will provide one free report every 12 months if you request it. A free score will be provided upon the consumer’s request,
Website AskCertegy.com Request report form Request score form  Phone 866-544-0234  Address Certegy Gaming Services, Inc. Attn: Gaming Bureau P.O. Box 31038 Tampa, FL 33631-3038