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What You’ve Always Wanted to Know About Credit But Could Never Get A Straight Answer On.

All your questions answered on all things credit score. What is a Credit Score ?  A credit score is a two year projection of your ability to pay your bills.  Credit Scores generally range between 350 – 850. The Credit Bureaus: There are three major credit bureaus commonly used in the United States today. Equifax Experian Trans …

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Upholding Your Consumer Rights When Speaking to a Collection Company

We have all had a call from a collection company at one time or another. Understanding your consumer rights and working to protect them is a very important step when speaking with any collection company. All collection company call center personnel have a playbook and script which dictates every question they asked you.  Does this …

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Credit rating concept

How many credit reporting agencies are out there?

Below is a list of consumer reporting companies updated for 2016.1 Consumer reporting companies collect information and provide reports to other companies about you. These companies use these reports to inform decisions about providing you with credit, employment, residential rental housing, insurance, and in other decision making situations. The list below includes the three largest …

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