WHAT OUR CLIENTS ARE SAYING

Alan B.
** HIGHLY RECOMMENDED **I recently completed my 3RD personal credit review with Jackie Shapiro. My 1st was June, 2014. Medical issues had strained my financial stability for years.As of writing this review, I am a Senior... age 67. My CREDIT SCORE undulates between 740-755. The goal is approach 820-850... game on!I should note that I have made a concerted effort to become well read and self-educated about the CREDIT RATING company debacle.Consequently, I pay down all credit accounts each month on the 17th... plenty of margin for error prior to credit card CLOSING DATE... much before DUE DATE. I formerly paid all balances to $0.00... but now I leave a BALANCE of $2-$12 each month... so undisciplined and erratic credit rating companies can be alerted of which accounts are ACTIVE.I periodically request a CREDIT INCREASE to further minimize my DEBT to CREDIT LIMIT RATIO... generally under 1% utilization... I pay loans down 50% within a month to LOWER payments and SLASH interest fees.So it is now fair to say that I CONTROL my credit... ALL based on Jackie's original recommendations... in addition to studying dozens of smart credit utilization articles and websites..For our 3RD review together, Jackie Shapiro reviewed my scores from all (3) credit rating companies and made (1) recommendation at this point... to consider closing my Citi-Costco VISA card due to the LOW $1,500 credit limit Citi had approved for me... much lower than the several other bank credit card credit limits provided to me ranging from $7,000 to the highest @ $14,500 from BBVA Bank (my favorite bank).I am retired. Preservation of my retirement is a top priority. My personal experience of Jackie Shapiro's credit counseling is she is this: she cares... is knowledgeable, objective, practical, and effective. Jackie's recommendations are competent and effective.I hope this review proves helpful to others.** HIGHLY RECOMMENDED **
Angelo G.
The team over at Shapiro Hurst and Associates was a breath of fresh air, when it comes to conducting business.The credit repair services offered are 2nd to none in my option. Many other companies out there claim to repair credit; however, they just provide a short term ban aide to the issues. Not here, all option are view and on top of that, both owners are available to communicate with you. If you are a Realtor, a Mortgage Professional, or just someone looking to better their credit situation, you will be in good hands with Shapiro Hurst & Associates.
Melissa W.
Crystal is the best!! She happily explained the process and answered all of our questions! She has helped us increase our credit and we are so much closer to getting a house. Highly recommend!⭐️⭐️⭐️⭐️⭐️
Chrystalla S
My husband and I are in the process of buying a house when we discovered that there were two major fraudulent accounts on my credit report. In order for us to be able to buy our new house we needed to get these off the report fast! Not only was Jackie about to get these accounts removed, have the bureaus do a rapid re-score, but she was also able to do it within our timeframe. Now my report is clear of these fraudulent accounts and my score is over 700. Without her hard work, dedication, and persistence to our case, my husband and I wouldn’t have been able to purchase our house.Words cannot describe how grateful I am for Jackie and I will absolutely recommend Shapiro-Hurst to my family and friends at every possible opportunity.
syed A.
Thank you Jackie for everything you have done for me with out you my Home never be possible you work very hard for me you will always be in my prayer..!!
Joel H.
They educated me on good credit practices which have helped me in the long term, helped to eliminate a few problem entries, and helped me establish good credit in a timely manner.The purpose of using them was to be able to secure a home loan with a reasonable interest rate, and it more than paid for itself over time.
Denise W.
I used Jaclyn service years ago. She's the best in the business of credit repair hands down!!
JoAnna L.
Nidal R.
Chrystal did a great job guiding me through the prosses, she was always on time and ready to work, without her help my credit score would've never be in the 700's. soon I will be ready to look for a home for my kids thanks to her and her team
Alesia V.
Crystal is a a beast at what she does got two creditors removed and i had only been working with her for 11 days!! Love her energy and most of all her work, she is totally worth a try!!
Scott T.
Chrystal did an amazing job. We had a time frame to work through and Chrystal did everything she promised. Well done
Mel S.
Crystal D. Is the best! She helped me and my husband build our credit and answered all of my questions along the way. We’ll be in a house sooner than we expected thanks to her! Highly recommend... ⭐️⭐️⭐️⭐️⭐️read more
G.G. N.
Not sure where to start - needed a road map on understanding how credit worked! How to use it to my advantage on getting better rates, offers etc and bring my score to over 750+. Jay Laine and her Team walked me through it, not only was able to get... take advantage of Mercedes Benz offers with no interest but am currently working on other projects based on my credit score -thank you ❣️read more
Austin B.
Chrystal is the absolute best there is! Have worked with other credit repair companies that did more harm than good and she came in and fixed my credit to where I needed it! Absolutely amazed by her and this company
Yasir A.
My spouse and I had a phenomenal experience being Crystal’s clients. She exhibited such a high level of professionalism and provided exceptional quality of service, while working with us. We extend our appreciation and thanks to the entire team at... Shapiro Hurst & Associates for handling our business matters and for clearing our accounts with such a high level of expertise.
Rasha & Yasir
August, 2020
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Justin F.
Chrystal is just the BEST to work with! She lead me on the right path to good credit in 2015, after I spent 5 years ignoring my medical debt and 4 years ignoring a repo. They constantly changed the amount I owed on that debt and the debt kept... changing from company to company so it wouldn’t fall off of my credit! Chrystal duncanson helped me work out a plan to become totally debt free! Here I am, now at 30 DEBT FREE. No money owed on my cars, the only bills I have are property taxes, utilities, and of course my food, phone, and insurance. I recommend her to all my realtor friends who are having issues with clients not qualifying!

If you’re a realtor and you’re wanting to turn current renters into future buyers, give Chrystal a call!!!
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Ryan Alexander C.
Really great company with a great mission. Wendy is really great!
Judith Brooks K.
Unsurpassed at every level- I have been sending my Home Buyers that need a little help getting ready to buy to Chrystal for years now. Pure professionalism & results driven. Look no further.
Chris S.
Jackie and her team were Professional, friendly, and incredibly fast when I discovered an error on my credit report. Definitely recommend!
Stephen B.
That did awesome on getting my credit in the right place. It saved me thousands of dollars. Simply amazing!
Therese W.
I'm a realtor and I always refer my clients who need credit repair help to Shapiro! They are quick with positive results!
Chrystalla S.
My husband and I are in the process of buying a house when we discovered that there were two major fraudulent accounts on my credit report. In order for us to be able to buy our house we needed to get these off the report fast! Not only was Jackie... about to get these accounts removed, have the bureaus do a rapid re-score, but she was also able to do it within our timeframe. Now my report is clear of these fraudulent accounts and my score is over 700. Without her hard work, dedication, and persistence to our case, my husband and I wouldn’t have been able to purchase our house.

Words cannot describe how grateful I am for Jackie and I will absolutely recommend Shapiro-Hurst to my family and friends at every possible opportunity.
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Kandice J.
Super great company and super awesome results!! Stephanie white has been so easy to work with! And always pleasant!!!!
Mike S.
Great team that works hard to get you where you need to be - very thankful to have found them
Sandy L.
I have been in Real Estate for 30 plus years and very picky who I put on my team and Jackie has been amazing to work with!! She can help people in so many ways with their credit! She is professional and diligent at what she does!!! Thank you... Jackie for all you do for me and my clients!read more
Angie S.
Thank you Amber and the whole Shapiro Hurst team.You all are so awesome i had some many questions and Amber always made sure to answer everyone of them for me.Again Thank you all for the Great and Professional work at all times.
Darryl-Joy J.
Great Operation, Ran by great people. Experts in credit and credit rehabilitation.
Amy C.
Great team to work with and very passionate about helping you reach your credit goals. Definitely recommend them whether you are looking for credit repair or need to boost your scores for home ownership! Please do keep in mind that good credit takes... time and assumes you do everything you can to help improve it along the way.read more
Jaye D.
I recently had the opportunity to work with Shapiro Hurst and Associates, LLC and I am so glad I decided to start a working relationship with this firm. My agent, Connie Crespo, is superior! From the first initial phone call, she put me at ease... because I was super nervous and a big skeptic! Paying someone to fix what I could for free was nerve racking. My friends advised me to NOT DO IT, even co-workers told me to try a different route. But it was something about Connie’s drive and determination to really help my impossible situation that made me commit. Connie explained the entire process, answered all my questions, basically handholding me the entire time. I talked to Connie so much over the 4 month period that we became Besties! I know Connie did not have to spend that much time on the phone with me throughout this entire process but I now know, that is her nature. It’s who she is and Shapiro Hurst and Associates LLC is lucky to have a person like Connie on the team. Connie is passionate about helping others, professional beyond reproach, and works to get you the best possible outcome. When Connie says she will call you back, SHE WILL. I can proudly say that I am very pleased to be a client of Shapiro Hurst and Associates LLC and Connie Crespo is my person!read more
Holly Codi M.
Thank you so much for all the help!!!
Renee Miller- K.
Recently, Jaylaine and her staff helped resolve a credit claim for me. Within two weeks, I had results. She and her staff closely communicated with me about my concern and resolved the issue quickly. I highly recommend the company.
Ryan S.
I originally got connected to the Shapiro Hurst Team through a mutual client. I am a loan officer and was needing a top tier team to assist my clients in getting their credit improved quickly to help clients achieve their dreams of homeownership.... Jaylaine called to let me know my VA client had enrolled in their credit repair and within minutes Jaylaine's strong knowledge of the field made a lasting impression and almost 8 months later I have never considered sending my clients anywhere else.

Since then my main point of contact is Holly Breaux who has been nothing short of extraordinary. I've had several clients, who were ecstatic after speaking with Holly. Her knowledge of Credit Repair and real-time communication has allowed for clients to get their credit improved quickly to allow them to buy their dream home. I am very happy I came across the Shapiro Hurst Team and wouldn't recommend anyone else!
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Nancy M.
As a real estate broker we always meet people who need some sort of credit repair. I have referred several of my clients to Jaylaine and she has helped them revamp their credit and get them to qualify to purchase a home! I can’t thank her and the... company enough for working so hard to take care of my clients. I received constant updates through email on each client throughout the process. I will continue to send all my clients that need credit repair to Shapiro, Hurst because they are the best at what they do.read more
Holly Jo J.
Lisa Elle Z.
Rick D.
Jaylaine & Jackie have been amazing! They keep me informed through every step of the process. They showed honesty and integrity at every turn. Never promising things that couldn't be delivered. I will refer my own clients to them without hesitation.
Kris W.
I have been a Mortgage Lender for over 17 years and have worked with several companies claiming to help my customers get to where they need to be in order to be able to get mortgage financing to purchase a home. Without question, Shapiro Hurst &... Associates is the best company I have ever referred my clients to. They keep in constant communication with me and my clients during the entire process and they get the job done, doing exactly what they say they can do. I only refer my clients to one company now when they need guidance to help them be in a position to get mortgage financing and that is Shapiro Hurst & Associates.read more
Jonathon G.
Having had a lackluster experience with another service, I was admittedly skeptical when an associate recommended Shapiro Hurst. They were impressive in the initial consult and have never ceased to deliver since. Their committment to honest guidance... and customer service is evident in every interaction with every member of their team. I have and will continue to refer family members and friends to them without hesitation.read more
Luci J.
Connie C.
Elisa A. E.
I have been under their "care" since June '16 & my credit score jumped up more than 20 points before the first 45 days had flown by. Holly Breaux in Corpus Christi has been looking after my credit bureaus and collectively, with their team of... professionals, have found discrepancies that are now completely deleted from the bureaus. I couldn't use a better noun other than "professional" to describe the communication and work Holly and their team have put forth. The price packaging is not only affordable but also fits your timeline for desired results and by when you need them. Thank you Shapiro, Hurst, & Associates! Thank you Holly! I can't wait to see where my credit scores are in the next 30 days.read more
Larry G.
With more than 12 years of experience in the mortgage industry, I know the importance of service, trust and honesty. I continue to refer clients because the feed back is summed up this way, Shapiro, Hurst & Associates know that credit repair can be... more than a one time event and their clients are more than just customers.read more
Anthony C.
I have been working with this Dynamic Group of professionals. They are result driven and frankly one of the few companies of this type that I trust to take care of me and my clients! they are very ethical and are very customer oriented. I have... referred a friend over there for an employment opportunity. The result was they hired her and she is now in a management role and is an integral part of this great companies growth. Last I heard she loves working there!read more
Chrystal D.
Ernesto C.
Rozz M.
** HIGHLY RECOMMENDED ** I am an Internet Forensic Research Scientist… and I needed someone with forensic high-level competence in the credit card rating industry. I am retired. Preservation of my retirement is a top priority. My personal experience of Jackie Shapiro’s credit counseling is she is this: she cares… is knowledgeable, objective, practical, and effective. Jackie’s recommendations are competent and effective. I hope this review proves helpful to others.

Alan B.

Just a short note to express my gratitude for the work you do. Chrystal Duncanson has done and is continuing to do me a great service while always being a pleasure to work with. My credit score is up over 80 points in three months which to me is amazing because I neglected my financial responsibilities for years after my divorce.  I have a friend I have recommended you to and will continue to do so. The service you provide is fairly priced and well worth the investment.  Thank you for all you do. 

Will H.

Talk about service…WOW.  Chrystal was absolutely incredible in resolving important credit issues with lightning speed in accommodation of a loan closing.  Chrystal made a commitment to us and without any reservation, she kept it.  How rare in today’s environment.  Can’t say enough GREAT things about Chrystal, her efforts and the result she [promised.  Thank you!

S. Tallis

Hands down Ms. Jaylaine has been the best person to work with. She has guide me on repairing my credit and I so love her. She is so sweet and kind. I appreciate all the hard work she has put in to help me. I will be purchasing a home soon. She Rocks and I am so thankful to have met her throughout this journey. I definitely will be referring people to her!
 
 

Michelle J.

Jaylaine has done an exceptional job in speeding up the process of repairing my wife’s and my credit score. She always responds to our emails and phone calls in a timely manner and I could not be more satisfied on what she has accomplished for us in such a short time. I highly recommend Jaylaine and her team at Shapiro-Hurst to anyone who needs help improving their credit score. 

Paul

Chrystal, I’m very thankful for the service and for your knowledge . In only a months time, you were able to help me pay and remove three large things on my credit that have been on there for years. I really appreciate all your help and look forward to continue to work with you , as we remove a few more.
 
 

Tammy M.

This team is amazing to work with!!! They are on top of all of your accounts and with there easy to use system you know exactly where you stand.   I am very pleased with the out come of my credit report and I would recommend Shaprio Hurst & Associates – Jayaline to everyone I know that needs to fix boo boo’s. 
 
 

Riza D.

They do what they say and customer service is important to them.  I have dealt with several people at Shapiro Hurst & Associates from Ms Shapiro down and have been treated with respect by everyone.   This is an indication of great management.  My credit needed some tweaking because of some mistakes on my report as well as some mistakes by me, they were able to take care of them all.I would suggest that if you need some help, this is the company to choose.

Randy

I would like to thank Shapiro Hurst & Associates for the outstanding job they have done! I was referred by a good friend and I am very happy that I moved forward with the program. I was assigned to Mrs. Stephanie White  and I have been very pleased with her. Mrs. Stephanie White has went above and beyond in assisting me through out the entire process. Mrs. White is very professional and answers the phone with a pleasant voice each time I call. Mrs. White and the Shapiro Hurst Team is like family to me now. Thanks Mrs. White for everything because of you I can purchase my new home!

David Y.

I was very pleased with how quickly we were able to get the issue resolved and off my credit. Overall, I had a pleasant experience!

Andrew D.

I enjoyed Chrystal thoroughly, she explained the process and followed up to ensure the plan was going to plan and that we were satisfied. It has been a pleasure thus far!
 

Anthony O.

Chrystal, I just wanted to thank you for getting everything resolved with my case.   It was done in a timely and professional manner.   I would recommend your company and you personally to anyone who has a similar issue.   Thanks again!

Jeff S.

Shapiro-Hurst is the best credit repair company I have dealt with.I am a real estate broker and they have successfully and drastically increased several of my clients credit scores in a short time period. They always get the job done no matter how difficult the task may be. They are quick to respond and great at providing frequent updates on the progress. I highly recommend using them for any credit repair needs you may have!

Brad

Jaylaine & Jackie are awesome!  As a loan officer, they make things so easy for me and my clients.  They get things done and allow people to purchase homes that they may have otherwise been unable to.  Thanks so much Jaylaine & Jackie!!

Timothy H.

Stephanie White has changed my life as a soon to be homeowner and made applying for credit a breeze. I thought my score would never improve and was shocked by the results she was able to obtain for me!!!! I love this woman and will send everyone I know this way!!!

Ashley M.

I couldn’t be more pleased with how amazing Chrystal has been to work with! She has made me feel comfortable during times that were highly stressful. I would highly recommend working with her!
 

Ryan R.

Having had a lackluster experience with another service, I was admittedly skeptical when an associate recommended Shapiro Hurst. They were impressive in the initial consult and have never ceased to deliver since. Their commitment to honest guidance and customer service is evident in every interaction with every member of their team. I have and will continue to refer family members and friends to them without hesitation.

Jonathan G.

Shapiro Hurst & Associates has been a breathe of fresh air! They were able to get all 10 collection accounts (some pretty big) deleted off all three of the bureaus and all of the charge offs before I closed on my house. My loan officer Brandon recommended them to me and I couldn’t be happier today! Jaylaine has been wonderful to work with and really knows her stuff! I would highly recommend Shapiro Hurst to anybody and I recommend getting on their platinum package if you need fast results like I did! 

Damodar B.

Shapiro Hurst & Associates is hands down the best company that I have ever worked with in assisting clients with credit advice, guidance and solutions. Being in the industry over 15 years I have seen many companies claim that they can help individuals with results but often fall short. The level of customer service, commitment and dedication this company provides its customers is truly outstanding. I will recommend them to ALL of my clients, family and friends! 

Kristy L.

Stephanie White is great to work with in any situation that comes up she can get it done!

Ann H.

Chrystal, I just wanted to thanks you so much for all you did for us. Because of you guys, in 90 days, I was approved for a new home!

Thomas S.

Chrystal is very knowledgeable and goes above and beyond.  Thanks so much for all your help!!!

Luke R.

Shapiro and Hurst has been the most amazing company to have when it comes to getting your credit in order. They have top notch professionals thbiere to assist you personally throughout the whole process. My husband and I had the pleasure of working with Ninna who is amazing as well as beautiful inside and outside. We will definitely use Shapiro and Hurst for any future needs and refer them to all of our family and friends.

Joyce S.

What a wonderful experience I just had with Shapiro-Hurst, receiving tons of accurate and trustworthy information in such a short period of time.  The relief they provided for me concerning my credit history and other situations in which I have found myself is palpable, and almost immeasurable.  I am so appreciative, and will absolutely recommend them to my family and friends at every possible opportunity. Thank you!

Julie C.

I have had the pleasure of working with Shapiro Hurst & Associates on numerous clients; in addition I have sent over credit reports seeking their advice on how to pursue increasing scores on an expedited basis. I have always been impressed with their willingness to respond quickly, professionally and thoroughly. Their expertise in credit restoration is second to none and their customer service is exceptional. I would highly recommend them to anyone in need of credit restoration.

Jerry T.

Love this team!  Building a home after the death of my husband has been a challenge.  I shared with the team by time line and they went to work.  Taking a very scary low score to almost 600’s in just a few months.  The house will  not be ready for another 8 months and I am confident this team will get my scores where they need to be.  A little bit of leg work on the clients side leads to amazing outcomes. Trust the process and enjoy the outcome with Shaprio Hurst! 

M. Uhl

My husband and I are in the process of buying a house when we discovered that there were two major fraudulent accounts on my credit report. In order for us to be able to buy our new house we needed to get these off the report fast! Not only was Jackie about to get these accounts removed, have the bureaus do a rapid re-score, but she was also able to do it within our timeframe.Words cannot describe how grateful I am for Jackie and I will absolutely recommend Shapiro-Hurst at every possible opportunity.

Chrystalla G.